I feel he thinks it is okay to have it a week or two late till wages is paid
I pay all the stuff to do with kids house etc plus my own car loan, credit card and anything i need such as clothes .I am not earning much but manage to make it stretch out, it is easier now i am not paying child care or preschool .My dh earns a very good wage above 70k a year and he pays mortgage and esb ,Internet ,Phone and his own credit card and that's it .I pay home heating and all groceries .
I'm surprised that a person earning 70k per year is lazy.... he didnt get to a wage like that for being lazy. I think you need to put the foot down and get all money from both of you into one joint account and then transfer out say 500 per month into each of your own personal accounts to spend as ye want. The rest in the joint account to pay mortgage, bills, etc... and also to set aside some money into a savings account to build up a reserve.
On the mortgage front, go get a direct debit form, fill it in ....surely he is not that lazy that he wont lift his hand to sign it!!
As a married couple (especially with kids), there shouldn't really be a his and her bank account other than maybe having some "fun money". It seems a strange set up to say you pay for a,b & c and he pays for x, y & z : the vast majority of your expenses are family expenses & you should set up a joint account out of which you pay all of your joint bills.
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