Hi Murphaph,
Thanks for the info... btw, the banks over in germany don't require a large deposit at all, a friend of mine actually got a mortgage (~120K) with NO capital !! I had about 10% capital. You just need a reasonable credit rating, and as you mentioned - an income in Germany. One more point is that the German banks are far more open to negotiating than Irish banks. You need to go from bank to bank, and tell them what offer yougot from the bank down the road. I found the best Sparda bank, they should be in most towns as they are affiliated with Deutsche Bahn.
Darragh.
P.s. If you need any more info. send me a mail...