To my knowledge there's no upper limit on State Savings products, which can also be bought at a post office.
Ah yes, thanks for the correction. It seems that this €120k limit applies per product, ie Savings Cert, Savings Bond and Solidarity Bond, plus €250k for Prize Bonds. So for an individual, there's a total max in SS of €610k, or €1,220k for a joint account. And no upper limit on the amount protected.
I assume that the following upper limits will apply:
The maximum investment for Savings Bonds, Savings Certificates and National Solidarity Bonds is €120,000 for individuals.
The maximum overall limit for Post Office Savings Bank Deposit Accounts is €250,000 per individual customer.
If you want to spend more than your debit card allows, you can download the forms, fill them out and hand the lot in to your local post office with a cheque. If you don’t have a cheque book a bank draft will be accepted, your bank will charge for a draft.How much can you invest in State Savings certificate's online i.e transfer from your bank (AIB) and is it the same for single and joint holders. Thanks
You can buy in joint names online. Redeeming does require downloading and posting off a form. It adds a couple of days to the redemption time but I've not found that to be a problem.My understanding is you cannot either buy or redeem, in joint names- 100 % paperless, via a state savings online account, as manual forms are required, making it less flexible, allthough, you can see the details of the joint holding, on the online state savings account.
Good to know, but it suits me better personally. to have online only, and be paperless.You can buy in joint names online. Redeeming does require downloading and posting off a form. It adds a couple of days to the redemption time but I've not found that to be a problem.
If you have provided all the info required to purchase online its annoying that after that its all actions are offline.You can buy in joint names online. Redeeming does require downloading and posting off a form. It adds a couple of days to the redemption time but I've not found that to be a problem.
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