Me and my g/f have just put a €3000 deposit on a house. The total cost of the house is €262500. We have a further €19000 in savings so we opted for a 92% mortgage with ulster. We also had reciepts to show that we currently pay €800 per month in rent for over a year now. We have no loans or debts. One of us earns €31500 p.a and the other earns €220 per week net with a minimum weekly tips intake of 100-150 per week. Would we qualify for the €241500 needed to purchase the property? Another options is using my mums house as a garauntee if possible.