No doubt this question has been asked before but im still unclear on it.In the old days it was simple 3.5 times earnings.Unsure on my current situation.I earn
30 000 euro gross, 26 000 per year net.I have no expenses execept 15 euro pm to concern and 12.50 euro pm to an ssia.I would hope to get a tracker variable or standard variable over 26 years.I am a 38 yr old single applicant and first time buyer.I would like to know the maximum banks would be likely to advance me,i would be unlikely to borrow the maximum but as they say knowledge is power.Im looking at the brocheurs for 2 and 3 bed semi dei's in longford town,prices 150k to 186k am i in the right ball park or deluding myself any feedback would be appreciated.
Should mention that im looking for one of the new 100 % mortgages,i'l try aib first im a long time customer.the worst they can do is say no right ! If they give me the door it's of to first active i go.
30 000 euro gross, 26 000 per year net.I have no expenses execept 15 euro pm to concern and 12.50 euro pm to an ssia.I would hope to get a tracker variable or standard variable over 26 years.I am a 38 yr old single applicant and first time buyer.I would like to know the maximum banks would be likely to advance me,i would be unlikely to borrow the maximum but as they say knowledge is power.Im looking at the brocheurs for 2 and 3 bed semi dei's in longford town,prices 150k to 186k am i in the right ball park or deluding myself any feedback would be appreciated.
Should mention that im looking for one of the new 100 % mortgages,i'l try aib first im a long time customer.the worst they can do is say no right ! If they give me the door it's of to first active i go.