thanks for your help so far , as far as I know she has a bank acct and if she goes over to her daughter she is going to get enough dollars to do her when she is there. I think she likes to get her money every Friday and use it for groceries and other bits and pieces etc during the week , she is about 75 and I don't think the modern banking system is to her liking. she was a typist in her day but modern technology has passed her by. we have tried to get her to use a computer but to no avail.