How long does it take to Re-fix with UB

@JanusGold Did you receive the second letter from Ulster Bank?

They have changed the wording a bit. Look for the line that says:
Based on today's information this would result in an early redemption charge of €X to no longer be bound by this fixed rate.
Click to expand...

That amount is your break fee. Ignore all other references to break fees/breakage costs.
 
Once youve requested the break fee from them, give it a few days and ring them. The break fee amount will be on the system and they can tell you it over the phone . My letter was a week or more arriving..one time it never arrived..
 
Paul F said:
@JanusGold Did you receive the second letter from Ulster Bank?

They have changed the wording a bit. Look for the line that says:


That amount is your break fee. Ignore all other references to break fees/breakage costs.
Click to expand...
Yes the second letter came and luckily the break fee is zero. So all the forms are signed and returned.
 
We broke out of our fixed rate with Ulster Bank last week to get a 5-year fix until 31/12/2027. This was the second time we have done this in 2022 and the break fee was again zero. Process was swift this time. 4 working days to receive the break fee estimate and rate sheet. The rate sheet was dated 1 working day after we called up. Perhaps useful for anyone thinking of calling up tomorrow morning first thing!
 
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