Does anyone know how long after a cheque is cashed that it can be retrieved? We have been doing some financial housekeeping and came across a cheque stub in our old cheque book with nothing on it. We have found the amount and date it was cashed but for the life of us cannot think what it is for. It was taken out of our account in December last year
AFAIK banks keep copies of cheques on microfilm and you can go back a few years at least. I knew a self-employed person who lost his chequebooks and his accountant needed them to prepare his accounts and tax return. His bank was able to get the payee details from microfilm. But it can be a long and expensive process.
I got copy of cheque last week from BOI. I had it in ten minutes of ringing them and it was free as I had expected it to be. The cheque was lodged about 5 weeks.
Have you tried to match the cheque amount to a bill, eg ESB, gas bill for the same amount? I always write on my bills how i paid them, eg paid by cheque number 50. Another good idea is to cross reference payments on back of cheque stubs. eg for gas bill Dec '05 invoice 564751 etc.
Yes, Jam Jam but your chq was only 5 wks ago. Only takes a few seconds now to get a copy on screen. Last Dec is a different matter.....
System has changed & that's why it's costly if you have to go back a few yrs. It actually involves someone painstakingly going back through microfiche.......not much fun believe me !