Ok, look at the dates, January 2010 and its now April 2010 and it is only now the solicitor is aware a form has to be completed and signed by all 4!! Hello am I missing something!
Its the insurance companies who are refusing to insure the house!!
Do you still think they dont have a gripe?
noah
ps the same solicitors were handed back the keys in October 2009 and told the deceased was going back to UK to die. And they did.... nothing.
Ok, look at the dates, January 2010 and its now April 2010 and it is only now the solicitor is aware a form has to be completed and signed by all 4!! Hello am I missing something!
Its the insurance companies who are refusing to insure the house!!
Do you still think they dont have a gripe?
ps the same solicitors were handed back the keys in October 2009 and told the deceased was going back to UK to die. And they did.... nothing.
I did a bit more digging, the house can be insured but as the deeds are in the deceased name the fee is exorbitant, near a 1000 euro, if deed of assent completed, its about 400 and if one moves in it is170. They have very little money.
noah
I had similar difficulties. By a stroke of good luck I ended up using a broker in Cavan town who deals with Lloyd's who was able to insure the house essentially as a holiday home with addendum outlining the situation attached to the proposal form, and agreed by me and Lloyds. The cost was €270, whereas the next best I could get was €900. Most places wouldn't insure the house at all, including Axa who insured it when it was occupied.I did a bit more digging, the house can be insured but as the deeds are in the deceased name the fee is exorbitant, near a 1000 euro, if deed of assent completed, its about 400 and if one moves in it is170.
I specifically asked in the local Axa office for them to do this in my case but they refused. They had no problem giving me a pro-rata refund tho for the remainder of the existing policy.Ravima said:if house was insured pre death, then the current insurers simply change title from 'Mr/Mrs X' to 'Reps of the late Mr/Mrs X, deceased' or some similar wording.
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