How flexibe are banks with their APR rates?

ShaneMc

Registered User
Messages
152
Hi,

I am thinking about getting a mortgage at the moment. so far i have had various quotes but the best seems to be 2.75 tracker for first 1 or 2 years then an APR of 3.1 %. A friend of mine recently got AIB down to 2.95%. My question is how flexible are they if you negoiate with them or have they got fixed guidelines?

Any advice appreciated,
Thanks
 
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