sorting it!
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We all know that some banks are often tardy in recording loans on the ICB.Lenders draw their own conclusions about credit ratings/worthiness from your ICB records. I guess that some lenders may view repeated credit checks by other institutions without any subsequent loans/repayments being recorded as indicative of applications followed by refusals in which case they may "mark down" the applicant on the basis that other institutions may be refusing credit too?
Assuming is a very dangerous business.
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