How do I find out if there is a charge on my home?

siobhand1

Registered User
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Hi Brendan was on the radio today and he brought up the topic of 'charge on house' internal alarm bells rang..what is the cheapest way to find out if there is a charge on the house. Some how when you feel it you know it.
Thanks in advance
 
Hi Brendan was on the radio today and he brought up the topic of 'charge on house' internal alarm bells rang..what is the cheapest way to find out if there is a charge on the house. Some how when you feel it you know it.
Thanks in advance

Do you think there is a judgment mortgage? or do you think there is a bank mortgage?

You can ask a solicitor to have a Law Agent carry out a Land Registry or Registry of Deeds search - your solicitor who handled the purchase will be the one who knows what kind of title it is. Or you can get in touch with the Land Registry if you know your property is registered and they can check the folio.

Or just check the letters at home - if you think there is a debt/judgment mortgage. Its not easy to get a judgment mortgage without a lot of court papers floating around.

mf
 
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