Try FBD. I got cover on my unoccupied house on a "fire & accident damage only basis", some wording like that anyway, while I had tilers, floorers, decorators and so on in last year and converted to full contents etc. cover when I moved in. I'd be very surprised if other insurers don't do this cover; maybe try a broker.Alot of insurance companies will not insure a property if it is vacant. I bought a house but will not start to live in it until renovation works are carried out which will be about 4 months. Rang about five of the main insurance companies and they would not insure it as it is not occupied.
Personally I would be inclined to tell them the truth and to do whatever is necessary to ensure that my policy stayed valid - there's too much to lose, IMO.Hi mathepac, the house is fully furnished and so it would be impossible to prove if we were or were not staying there sometimes. Do you think it is safe to assume that we could simply say that we were staying there periodically should the need arise?
Alot of insurance companies will not insure a property if it is vacant. I bought a house but will not start to live in it until renovation works are carried out which will be about 4 months. Rang about five of the main insurance companies and they would not insure it as it is not occupied.
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