house ownership to affordable housing scheme?

R196

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i am currently in negative equity to the sum of approx 65k (if i was to sell my house). my wife, child and i are desperate to move asap but could not
afford to take out a short term loan to repay the €60k on top of a new mortgage. would we be eiliblge for the affordable housing scheme/rent to buy? combined wages is approx 50k
 
Unfortunately the affordable housing and rent to buy schemes are only available to first time buyers. The only way to avail of the scheme now would be if you and your wife were to divorce. ( at least that's my understanding of it.)
 
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