Pretty much all general insurance policies are increasing in price this year.
Re:- House Insurance for Pre-1900 houses.
I am having difficulty getting sensible quotes for my stone built 1874 house.
The insurance company I have been with have suddenly introduced all kinds of subconditions to enable them to increase the quotes. Can anyone suggest a company(ies) who cover older well maintained properties.
Try 123.ie - got a quote 400 euro cheaper than my usual insurer - even in the current climate where it has been reported that house insurance has to go up because policy holders are claiming for everything as they are not so well off.
On receiving my insurance renewal few months ago, indeed the price had gone up. I rang them up to enquiry.
Reason given to me: "we increased the rebuilding cost by 10% as we always do each year, hence premium went up."
Sneaky went considering building cost is going down.
So I ask them to quote me with -10% on rebuilding cost compared to last year rebuilding cost. Premium was then cheaper than last year.
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