I have recently changed home insurers(oct 2010) taking advantage of the offer with TSB of 6 months free insurance, finally got organised and had my jewellery valued and itemized jan of this year. Unfortunately, I have now lost 1 of my rings whilst out on a boat ride with friends. Have searched high and low for it but to no avail. I am now quite nervous to put in a claim with this new insurance company, I have never claimed for anything ever before, and my ring was valued at €3000. After reading a few threads about people not being able to get home insurance because of claims, I am sure you can imagine my nervousness. Any advice would be welcome and should I have contacted the Gardi about this?