M
maharani
Guest
Two years ago we insured our time frame home with a well known insurer , we did it in their office and answered all the relevant questions honestly. Our house also happens to be timber clad on the outside but we were not asked about this and it never occurred to us to offer the information.
A friend of ours has since told us that the insurance firm in question informed her that they do not insure timber clad houses. (She also has a similar house.)
What would happen in the case of a claim, particularly in the case of fire? Would they have to pay up, as we were never asked about the cladding and there is no word about it in the policy booklet?
We would be grateful for any legal opinions on this point!
Thanks!
maharani
A friend of ours has since told us that the insurance firm in question informed her that they do not insure timber clad houses. (She also has a similar house.)
What would happen in the case of a claim, particularly in the case of fire? Would they have to pay up, as we were never asked about the cladding and there is no word about it in the policy booklet?
We would be grateful for any legal opinions on this point!
Thanks!
maharani