Hi,
Recently I got my home insurance renewal notice with a booklet containing some changes to the exisiting policy. The booklet states the following
Water or oil leaking from any washing machine or any other fixed domestic appliance.
This does not include loss or damage:
• to walls, ceilings and tiles caused by the ingress of water from shower units and/or baths; or
• to the system or appliance from which the water or oil has escaped.
And also I was talking to another insurance provider, they say that Water leak/escape from bath/shower due to faulty seals, grouting or faulty joints will NOT be covered.
I'm wondering what kind of water leaks are covered by the insurance. I understand they cover leaks caused due to burst pipes in cold weather but as far I know most common water leaks are from bath/showers due to faulty seals or grouting, Why this is not covered?
Is there any insurance provided who cover all kinds of water/oil leaks? If I pay more premium do they cover it?
Thanks
G