Does the premium you pay go up if you make a claim? Is it similar to car insurance re no claims bonus? thanks
Slightly off topic but the most important thing with home insurance is "DON'T" automatically renew. Over the last 5 years I let my Allianz home insurance creep up to an annual premium of 840 Euro a year. I called AA Ireland and they quoted me 482 Euro. I called Alianz to cancel my policy and they came back with a new premium of 480 euro.
Alianz basically halved my premium as soon as I threatened to move.