home insurance and house insurance are the same thing. I think you mean building ins and contents ins, they normally held with the same ins company and i dont think its advisable to have them seperate. Yes you lose no claims bonus if you make a claim on either. All ins companies will ask if you made a claim in the past.
lose your accidental damage cover if you have it. Get an alarm, get a smoke detector, take a bigger excess!
lose your accidental damage cover if you have it. Get an alarm, get a smoke detector, take a bigger excess!
You're wrong there. If you don't intend to avail of the discount you are not obliged to inform them of something that makes a property more secure.
@ Ed I know where youy are coming from. I have an alarm but don't tell my insurer. But the OP asked what would make his premium cheaper.
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