This is a very interesting case.
The couple, aged 68 and 72, had €1.1m cash and owned "Shankill Castle" which appears to be some sort of run down castle and farm in County Dublin. They had no other income although there is mention of a non-contributory pension. (They should not have been getting a non-contributory pension)
They invested €800,000 in the Evergreen Fund in 2007. This fell by 25% up to 2010, when they lodged their complaint and they wanted their money back.
Whatever the sales procedure, it seems to me a reasonable decision to invest the bulk of one's assets in a fund which is equity based.
They must have known that it was not guaranteed.
I attach some extracts from the judgement.
The bit about signatures is very interesting.
Brendan