I
Ingenuus
Guest
Hello
I am just wondering if anyone has had dealings with HFC Bank.
I originally took out a hp agreement for a laptop for college with them and then when i took up employment they offered me a loan, i was stuck for money so got a loan of 13,700 off them with payment protection....the total amount to pay back is now 23,854 based on an apr of 16.2%. so after a year of paying 397.00 a month i still have 19k odd to pay off...
I always found the bank a bit hard to deal with i.e. they used to have an office near where i work but now the correspondence address is england they are hard to get in touch with.
Now i will not give excuses etc but i was never actually told the rate and total to paid back just the monthly amount (sure i never checked it...yes i was crosseyed just to get the well needed cash)
Anyway do you think if i go to my own bank (UB) and explain to them the rate etc they might give me a better offer?
Thanks
I am just wondering if anyone has had dealings with HFC Bank.
I originally took out a hp agreement for a laptop for college with them and then when i took up employment they offered me a loan, i was stuck for money so got a loan of 13,700 off them with payment protection....the total amount to pay back is now 23,854 based on an apr of 16.2%. so after a year of paying 397.00 a month i still have 19k odd to pay off...
I always found the bank a bit hard to deal with i.e. they used to have an office near where i work but now the correspondence address is england they are hard to get in touch with.
Now i will not give excuses etc but i was never actually told the rate and total to paid back just the monthly amount (sure i never checked it...yes i was crosseyed just to get the well needed cash)
Anyway do you think if i go to my own bank (UB) and explain to them the rate etc they might give me a better offer?
Thanks