Hi Postit,
Child Options
Laya healthcare have special offers for children from 1st Jan 2020, whereby you pay for the first child and the rest of the children go free.
There are 3 plans included in the offer, details as follows;
1. Laya Essential Health 300; price 256 per child(just pay for 1st child and the rest are free, so its 256 for all kids); all public, private and Beacon
hospital covered; private hospital excess capped at 300 x 2 max per year for all admissions, day case excess 125 per procedure. There is no
excess to pay in any public hospital. Limited day to day cover.
2. Laya Essential Connect Family; price 273 per child(all children for 273); all public, private and Beacon hospital covered, private hospital excess
capped at 300 x 1 max per family for all admissions and day case procedures. No excess to pay in any public hospital. Limited day to day cover.
3. Laya Flex 125 Explore; price 374 per child;(all children for 374); all public, private and 3 hi-tech hospitals covered, private excess 125 per
admission and 50 per day case procedure. Limited day to day cover.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
As the 3 plans have limited day to day cover, the cheapest option 1 is very good value for the 2 children.
Adult Options;
The following 2 plans are worth considering, details as follows;
1. Laya Essential Health 300; price 996pa; all public, private and Beacon hospital covered, private excess capped at 300 x 2 max per year for all
admissions, day case excess 125 per procedure. Limited day to day cover.
2. Laya Inspire plan; price 1140pa; all public, private and 3 hi-tech hospitals covered, private excess 150 per admission and day case excess 50
per procedure. Good day to day cover, 50% refund for gp visits, consultants, dental etc.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
To avail of the childrens special offer, at least one adult has to be insured with Laya, on any plan.
Regards, Snowyb