H
holly1234
Guest
Hi, Just a bit of background info.
Husband left October 2009
We have joint mortgage 286000 prob in around €100000 neg equity)
We have 2 children 3 and 10 months (left me when 2.5 mts preg)
I have been in constant contact with bank and I have been paying interest only since he left, struggling bad but no arrears so far. I am on one parent family and get mis to help towards some of the mortgage. I am going through seperation with legal aid, but this may take another year. My family all live up the country and now my ex has moved up to the same county as them.
I can't carry on like this I am stressing out paying everything alone only get 80e maintenance a week for my kids and he has already missed 2 weeks since january.
I would ulimately love to move back to where my family is, for some support and help with the kids. But I have heard that if you try and sell your house that you will not get social housing? So do I stop paying my mortgage and let the bank reposses it. I am so heartbroken over this and it is the last thing I want to do as I wanted this home to be our family home for the kids to grow up in. I know I will never get a penny from ex to help with mortgage. So do I stop paying mortgage, I am just in limbo and want a fresh start so I can rebuild a life with my kids near to my family for some support.....please help
Husband left October 2009
We have joint mortgage 286000 prob in around €100000 neg equity)
We have 2 children 3 and 10 months (left me when 2.5 mts preg)
I have been in constant contact with bank and I have been paying interest only since he left, struggling bad but no arrears so far. I am on one parent family and get mis to help towards some of the mortgage. I am going through seperation with legal aid, but this may take another year. My family all live up the country and now my ex has moved up to the same county as them.
I can't carry on like this I am stressing out paying everything alone only get 80e maintenance a week for my kids and he has already missed 2 weeks since january.
I would ulimately love to move back to where my family is, for some support and help with the kids. But I have heard that if you try and sell your house that you will not get social housing? So do I stop paying my mortgage and let the bank reposses it. I am so heartbroken over this and it is the last thing I want to do as I wanted this home to be our family home for the kids to grow up in. I know I will never get a penny from ex to help with mortgage. So do I stop paying mortgage, I am just in limbo and want a fresh start so I can rebuild a life with my kids near to my family for some support.....please help