i don't think this clause has as much weight if the bank are re-possessing..this is the condition which was placed on my planning grant and you'll see by the final sentence it allows for such a case as you find yourself in, i believe.
1. (1) The proposed dwelling, when completed, shall be first occupied as a place of permanent residence by the applicant, members of the applicant’s immediate family or their heirs, and shall remain so occupied for a period of at least seven years thereafte2, unless consent is granted by the planning authority for its occupation by other persons who belong to the same category of housing need as the applicant. The applicant shall enter into a written agreement with the plajning authority under section 47 of the Planning and Development Act, 2000 to this effect.
(2) Within two months of the occupation of the proposed dwelling, the applicant shall submit to the planning authority a written statement of confirmation of the first occupation of the dwelling in accordance with paragraph (1) and the date of such occupation.
This condition shall not affect the sale of the dwelling by a mortgagee in possession or by any person deriving title from such a sale.