What's the story on this new law, I wasn't really paying attention because I didn't think it concerned me.
To cut a long story short..... My boyfriend and I got a house together in March/April, paid half the deposit each, it's currently being built and will be finished next year. The thing is, his name is not included on the mortgage -because we couldn't count his income (he had just started up a new business) so the bank thought I'd more of a chance of getting a mortgage on my own. Which I did.
The bank asked for a letter from me stating that my dad was giving me €10,000 (gift) towards the deposit. He didn't really, it was my boyfriend who gave it to me. Are ye still with me?
Anywho, it's only just after dawning on me that this may include me in this new law they are bringing out. When is that effective from?