Help - Morgage Advice Needed!!

Hi,

Just wondering if someone could help me make a decision. I'm not good on financial matters and don't know which way to go. Basically i bought a house 3 yrs ago (at peak price ofcourse). Anyway i was on fixed morgage for the last 3 years at 4. something percent? I was paying way above the odds on this. Anyway its time for me to fix it again or leave it. The option i got are as follows:

TRACKER VARIABLE ECB + 1.25% = 2.250%
Existing Variable LTV Rate PDH = 2.700%
2 Year Fixed (PDH) 3.150%

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