Health Insurance Health Insurance & Kids

lukeskywalker

Registered User
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54
My son aged 16 has developed a serious & significant health problem that requires inpatient treatment, but it has emerged that he is not covered for inpatient treatment in any of the relevant private hospitals. His current health insurance is with Irish Life. I do not know what the plan name is (long story) as he lives with his mother. It is clear that he needs a better policy at the next renewal possibly with a different provider. I have just two queries -

(1) With insurers, what generally is the waiting period for a pre-existing conditions with a 16 year old? / are some insurers "better" than others about waiting periods when starting a new policy / changing provider?
(2) Going forward, is their an insurer that is "best value" for insuring children / adults over 18 who are in full time education etc

Thank You in advance at this very stressful time.
 
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