Health Insurance Health insurance covering major items only

outofmymind

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Does anyone know of a health insurance policy that just covers major items - in-patient in a range of hospitals including hi-tech and 'major' out-patient treatment? Basically I am interested in health insurance if I need a hip replacement, heart operation, or get cancer, I am not fussed about claiming €20 here-or-there to visit the GP or a couple of sessions of physio, or private A&E (I live a long way from the nearest one!). It seems like all the policies that cover the hi-tech hospitals also add in lots of these smaller payments, which I assume must crank up the cost quite a bit as I see on here people talking about making claims on a monthly basis. Thanks.
 
If you are ok with some excesses, shortfalls etc then there's a discussion here on LAYA Control 600 Connect which may fit the bill.

 
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