it totally depends on what you want yourself. there are various plans for people who want more hospital cover than out-patient cover and vice versa, and also plans that will cover you for certain types of hospital, or all hospitals etc, also depends where you live, no need to get an expensive plan that covers you for blackrock and mater if you dont live in dublin. In cork alot of cardiac surgery can be done in CUH instead of blackrock/mater, so it all basically comes down to what cover you want/need