HankReardon
Registered User
- Messages
- 33
Hi. Just wondering how many people have got their documents double checked?
I have heard that many's a loan got passed but not all of the documents to sanction that loan are legally correct.
For example, you took out a loan, now you are in arrears and bank is chasing you, have you taken the time to checked that the legal documents are all correct?
Has anyone used their right of access to get their bank to send them a copy of all the personal data on them that the bank holds? (Under the Data Protection Act, 1998, you have the right to do this.)
Has anyone done this; found mis-steps in the paperwork and found that their bank's attitude any different?
I have heard of one man who did this. He found that some legal documents weren't completed correctly. He now finds that the bank he is dealing with are more open to negotiation.
Apologies if this has been covered.
I have heard that many's a loan got passed but not all of the documents to sanction that loan are legally correct.
For example, you took out a loan, now you are in arrears and bank is chasing you, have you taken the time to checked that the legal documents are all correct?
Has anyone used their right of access to get their bank to send them a copy of all the personal data on them that the bank holds? (Under the Data Protection Act, 1998, you have the right to do this.)
Has anyone done this; found mis-steps in the paperwork and found that their bank's attitude any different?
I have heard of one man who did this. He found that some legal documents weren't completed correctly. He now finds that the bank he is dealing with are more open to negotiation.
Apologies if this has been covered.