How would a cheap tracker reduce the effective neg equity?
What is the interest rate? If it's a cheap tracker, then this would reduce the effective negative equity.
Brendan
Germma1 you actually have no real issue. Your ex does though. He is paying the mortgage, you mention he pays full amount, has good job and loves house and area. All good for you. Eventually he will have paid off the mortage and he's going to get a right shock when he discovers you may have a claim on it. It is he that needs to come to his senses. For whatever reason, probably due to the split, he doesn't want to engage with you. He's a idiot. Give him a few years of paying, a new wife and kids and he'll come around.
This obviously means you cannot purchase, but you can rent, you can save and when everything is sorted you can then buy if you want to.
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