Haulage

A

amac12

Guest
Hi Folks

I have a wide load that needs to be transported and i would like to know what is the stance towards insurance. Will i be responsible if anything happens to the load or will it be the hauliers insurance. I have seen that it can be me if i dont ensure the haulier is in compliance such as having an escort vehicle and i have also read that it is the haulier that is responisible. I would like some advice on this as i want to make sure i am covered with insurance not just for what is been transported but if there is an accident and someone gets hurt.

Thanks in advance for all help

Amac12
 
While not in the business, my understanding is the haulier should have insurance to cover himself for accidents etc, but not to cover the actual load, apart for a minimal value. This is your responsibility, unless you can get an all in quote.
I know someone who's boat fell off a low loader, the edge of the road gave away and whole lot went over. When push came to shove it (the boat) was not covered except for the first few hundred by insurance!
 
As far as I know , the haulier is responsible for all.

In our business , the minute the truck goes outside the main gate , he is fully responsible for load . And there has been occasions , where laod was damaged , and haulier had to claim from his insurance .

Ensure , haulier has all the necessary documents up-to date , including road haulage licence , hazardous goods carriers licence if applicable , safety statement , road worthiness certificate for both tractor and trailer and of course , his certificate of insurance etc
 
Thanks very much for the info folks will ensure all documents are up to date and i will make sure my load is insured as well.

Amac12
 
amac12 said:
Thanks very much for the info folks will ensure all documents are up to date and i will make sure my load is insured as well.

Amac12
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Towger is correct; you will have to arrange for separate insurance for the goods being transported. When you think about it, it stands to reason that the haulier cannot insure all loads they carry as they (and their insurer) do not know the value or nature of the goods they are carrying or the robustness of how they have been packed and so cannot assess the cost of underwriting.

You need to organise specific insurance for the goods that are being transported. The carrier can probably do this for you but it can be very expensive.
 
Hi Guys,

a bit late, but here is some further insight.

A haulier is obliged to have insurance to cover his liability under the Irish Road Haulage Association conditions (if goods are carried by road in Ireland) and CMR conditions (if the goods are carried between different countries).

The fact of the matter is that if damage or loss occurs the haulier is only liable upto the maximum of his liability. In case of IRHA conditions that is Euro 1100 per tonne grossweight.

In case of CMR conditions, the maximum liability is 25 francs per kilogram of gross weight short. "Franc" means the gold franc weighing 10/31 of a gramme and being of millesimal fineness 900.

It is important to note that the carrier - on the basis of the conditions imposed under IRHA or CMR conditions - is not liable in all circumstances. Therefore, the advise would be to take out All Risk Marine Cargo Insurance (even if the goods travel by road). This will ensure that in the case of loss or damage you will receive full compensation.

Hope this helps

Regards,
Rudolf289

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