has permo brought down the rates?

[positivenote]

alright guys,
on a variable rate with perm tsb on a 30 years mortage (alraedy 2.5 years into it) that we switched from a 2 year fixed around april. just wondering is there a quick way of finding out what rate we are paying and if it has gone down since the last two ecb reductions ? checked the withdrawls from my account and it doesnt seem to have gone down since the summer?
Thanks

 

[PaddyW]

Firstly, ring the bank and ask them what rate are you paying. Have you not got the paperwork from the bank telling what rate you are paying? If you are on a fixed rate it will not have reduced, it's fixed, so will stay that way until the term is up.

You can also try http://www.jeacle.ie/mortgage/ which can help you work out the rate.

 

[Cyrstal]

We got a letter today to say new interest rate is to be applied on our Permanent TSB mortgage from December - mortgage has been reduced by 40 euro a month!