I see - I just logged in and can't see them either.Thanks Clubman,
They're not showing up anywhere in the lists of Deposit Accounts i.e. "less than a Year", "1 Year", "2 Years", etc.
Hopefully just a glitch.
If you click on the link in post #2 above you will see there is this message:
“Please note: Due to the high volume of pending applications that BFF has at the moment, the Bank will not accept new applications temporarily. The offers will be available again on the platform in the next few days. In the meantime you can check other available offers here”
It seems that page has been updated since earlier. Hopefully the 4% offers come back again shortly.If you click on the link in post #2 above you will see there is this message:
“Please note: Due to the high volume of pending applications that BFF has at the moment, the Bank will not accept new applications temporarily. The offers will be available again on the platform in the next few days. In the meantime you can check other available offers here”
Raisin do not show the ratings of their partner banks. The rating is that of the COUNTRY where the bank is located. In my opinion this is confusing, bordering on misleading.Raisin is listing them as a rating of BBB but I see on another website that they don't have a rating.
Try not to let withholding tax put you off any particular bank. It really has very little administrative overhead and won't make any difference to your bottom line - you'll still pay 33% total tax on interest.It has been said "Banca Privata Leasing" is an alternative.
Raisin is listing them as a rating of BBB but I see on another website that they don't have a rating.
Do you think this bank is a safe option or better to go for the lower interest rate with the French bank AA rated. (Wanting a bank with no withholding tax)
Raisin do not show the ratings of their partner banks. The rating is that of the COUNTRY where the bank is located. In my opinion this is confusing, bordering on misleading.
Banca Privata Leasing is tiny. With 800m total assets, its about twice our largest Credit Union. They don't appear in top 100 banks in Italy.
If you put your deposit in a bank this size, that you've never heard of, you're showing absolute faith in the Deposit Guarantee Scheme.
Try not to let withholding tax put you off any particular bank. It really has very little administrative overhead and won't make any difference to your bottom line - you'll still pay 33% total tax on interest.
Not necessarily:If requested a tax residency letter of course I'm tax resident in Ireland.
Really this is amazing news! I already am with them so will defo stick with them, super convenient to deal with thus far. Im surprised theyl offer you a good rate post maturity, I assumed they would give you a garbage rate and hope you do nothingBFF are still opening new term deposits for Irish customers when a customer is reinvesting their term deposit maturity money in a new term deposit.
i.e. 4.00% is still available for a 6 month term if you have a BFF term deposit maturing.
I have a BFF deposit maturing on 16/09/2023. About 6 weeks ago there was a message on Raisin offering an extension with BFF. That disappeared about 4 weeks ago and currently there is no option to extend or redeposit with BFF.BFF are still opening new term deposits for Irish customers when a customer is reinvesting their term deposit maturity money in a new term deposit.
i.e. 4.00% is still available for a 6 month term if you have a BFF term deposit maturing.
Did you take up the offer a few weeks ago while it was displayed in your account? I had that offer advertised but it disappeared when BFF left Raisin.Strange. I had a deposit maturing with BFF on 13 September and I was offered the option to extend, I availed of the option and it worked.
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