Handcuffed by insurance company after a claim

Well there is no personal injury claim possible as there was no one in the car at the time mine hit it. All the NCB statement says is "The last recorded incident occured on xx/xx/2006". I would assume it has been settled at this stage as I saw the other car a week later all fixed up and well again.
 
I was involved in a crash in 2000. Claim settled eventually 90% in my favour. Was getting unreasonable quotes from insurance company (and having to pay them for 2 years as no one would touch me untill claim was settled). After claim was settled I questioned quotes (from 400 (prior to crash) to 1600 + a lucky we are quoting at all attitude). I went to broker and said if insurance company didnt change tact I would get onto ombudsman. Not only was my policy brought down I was also back paid on the 2 years they loaded my policy ...... its good to talk ;-)