Halifax Current account


Transaction fees for what? Using laser is free in shops, and abroad in the eurozone. Only outside the eurozone do you pay transaction fees for the currency change, as would be the case with the Halifax VISA debit as well. Do you qualify for free banking with BOI?
 


You should also note that even if you preload your halifax CC you are charged a cash withdrawl fee when using it abroad at an ATM.....may not be that relevant with the debit card.....
 
Do I have to take the Visa Card? I don't need another credit card, and I don't want to pay another Government Levy on one!
 
If its the visa credit card you only pay the government charge once, independent of how many cards you have.

If its the debit card you have to pay per card i.e. once for laser, again for halifax debit card.

You don't have to take the visa CC, I have Halifax current account and didnt take the CC option. I'm not sure if you can request not to get the debit card but since its a current account, its most likely you'd want it I would have thought?
 
I think you only pay ATM/Debit card government charges if you actually use the card. I could be wrong, I'm sure Halifax could clarify it for you.
 
FLANDERS` said:
If its the visa credit card you only pay the government charge once, independent of how many cards you have.
Click to expand...

This information is ambiguous, as it implies there is only one charge levied, regardless of how many Credit Card Accounts you have.

Please see below for relevent rules, from Citizens Information

 
Just from reading this thread. here are the pros and con i got from it:

Pros
More interest like 7%
Free banking

Cons
You cannot view your credit card details online

any others.

do you have to pay for ATM transactions.

Also is it 7% a year you get on your 2,000 euro

so that is 7%/12 = 0.00583% a month

if you put in 2000 a month then you get €11.66 a month without dirt taking out.

or is it that you get 7% a month on the €2000

so that is 0.07*2000 = 140 without dirt taking out. (this is too good to be true)

How many times a year is it paid out then does anyone know.

Thanks
 
Can anyone tell me what the waiting period for confirmation after transferring to Halifax was? I applied last Thursday and no word yet. Rang them and got a very strange lady on the phone who put me on hold without even telling me, then took my details again and said she'd send something to me in the post. Very strange.
 
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