I am hoping I can get some advise from someone. A friend of mine lost her husband 3 months ago. They were Separated; but still legally married. They had three children together. He died leaving nothing at all, no insurance policy etc..her name is on the mortgage. she found a Pension policy which lapsed back in 2003 but there was a death in service benefit under the policy which is a little over 4K; which would help out with bills, kids etc... my question is that for her to claim this, apart from the birth/death cert; they are also looking for the grant of probate. he made no will; what steps should she take?????
thank you
thank you