Grace period for reporting late payment to CCR

[Feelingblue]

Hi, could somebody please explain the 1 month grace period to me please? I missed a mortgage payment on the 30th of April. I have paid most of the arrears for that payment. I will have paid all by the 24th of May. As this is less than one month after the original due date, will it fall within the grace period and not be reported?
Sorry if this is a silly question, but I can't make figure it out myself.
Thank you.

 

[Knuttell]

If I recollect miss one payment and the bank tries again within a set period and if its successfully on that occasion collecting it in full then all is well and credit rating is not affected.
I've never worked in a bank but would advise you call them directly and talk it through with them and see if they can help you. I would do that first thing in morning.
If you can post how you get on it might be useful for others in the future.