On maturity date, Investec offer you the option of a 6 month term deposit, 12 month term deposit, a one month notice account or to withdraw your money.
Don't know if you would know, but do the likes of Investec offer the chance to immediately take your, say €30478, and start another 6 month account with them, or do you have to take delivery of your money?
but who are Ivestec and are my savings guaranteed and do they charge fees for investing the money? Also, wouldn't An Post give a better return (possibly long-term) now as some, or all, of their products are not subject to DIRT?
Investec's 1 year fixed rate of 4.5% is now the best on the market as Irish Nationwide have cut there's to 4.25%.
ICS (BOI) sent out a letter today stating that their 3 month fixed rate is down to 0.47 %.
Have you switched yet !!?
I know, I knowTomorrow I will. Can I pull out the money at any stage I like or is it locked in now seeing as I got that 'letter of confirmation' today?
Did you open a new 3 month term deposit? Do BOI roll existing term deposit accounts into a new term deposit ??
Once a term deposit is opened you are normally locked for 3 months.
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