Life Assurance is only €44 a month, im 30 and since taking policy i hurt my back in a car crash so therefore if cancel policy and renew further down the line will prob pay large premium, at moment my cover is worth over 150,000euros.
As for Benefits or Tax Allowances have all allowances got not entitled to any benefits from social welfare at all. Have worked out if i am "laid of" as such cant just give up work and sign on, i would be down about 60 euro a week if i avail of everything!
Sad really isnt that better of at home signing on! i mean at moment if either me or my child get sick i cant afford to go to doctors. the last time between the doctor and chemist it cost me over 100euro. No wonder so many people are not working.
My various debts are with different finance companies and none are willing to take on other finance company debts, have joined credit union but not saving a lot at moment.
4 of the loans have been restructured but Bank of Scotland wont budge as the loan was only topped up in May 2003, one if for car with Permanent Tsb. I have no problem getting more money which is funny, still being sent letters offering more money and yet this companies knew im having trouble meeting payments.
Have tried MABS but to be honest i havent had much luck, just advised to battle on but cant get my head above water even for a little while.