Can anyone advise the best way to distribute tax credits please? Currently jointly assessed and my husband seems to have half my tax credits. His gross pay is 1120 weekly and mine is 300 weekly as I am only working part time. My net take home is 277. His take home varies but is normally around 750. Is this the best use of our tax credits? Thanks.
Seems to me that tax credits are distributed in the best way, You appear to have PAYE tax credit only while he has the married credits.
As he is the higher earner and paying the higher rate of tax it makes sense to leave things as they are so that he can use up all the lower rate band before being hit by the higher rate.