Hi Elmo,
We went through a similar experience having been in and out bankruptcy. First thing I'd say is stay away from brokers, banks frown on applications from them.
Next thing we did is get a small credit union loan to start building out credit.
We then approached AIB, BOI and EBS as they were the banks we had no credit issues with pre-bankruptcy.
We were open and honest with our past with them and after over a year of varied applications we thankfully got a mortgage. Best thing to do is get the family member to provide you with the shortfall to a 20% deposit ahead of applying so the bank sees you as having a decent amount of savings.
Hope that helps....
Mike