Advice urgently required.
Here's the scenario.
My gf bought house with ex, fell out, moved out and as part of a written agreement with the solicitor the ex was to discharge the balance on a c-card built up.
My gf never changed her address and over the past three years the ex used to fax/e-mail her c-card statements to her which she promptly paid direct into his account - he was to then discharge the c-card balance.
Last week, my g-f found out that the credit-card was declined due to exceeding the balance - the balance was €20,000 !!!!
What should she do ? (She's in Ireland 5 years)