Yes you're quite right- GE Money can charge over twice the Tesco/ Bank Of Ireland/ Halifax low rate of typically 6.9%. When i check with them recently, they wouldn't reveal their rates!- But because I knew how, they finally agreed that rates are typically up to 17%! So be warned...
I don't know what the T & C's say but maybe instead of being penalised could she get a different car with cheaper payments?
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