Time for renew car insurance for better half.
She has 5 no claim years at the moment and full license.
We are looking for full comprehensive with best possible protected NCD.
So far found the following:
Hibernian: 2 claims in 3 years allowed, unlimited claim(s) amount allowed, step back NCD if limit is exceeded - most expensive.
FBD: 2 claims in ??? years, ??? claim(s) amount allowed, UNKNOWN if step back NCD if limit is exceeded.
its4women.ie (pretty same as 30plus.ie for male drivers): 2 claims in 5 years allowed, unlimited claim(s) amount allowed (HAS TO BE CONFIRMED), UNKNOWN if step back NCD if limit is exceeded - cheapest.
It is looks like Hibernian offers the best conditions, but quote from its4women is much better.
Any personal experiences in regard to how good is its4women in handling claims?
Does anybody had experience/more info with one of those in regard to fully protected NCD?
Any other company we missed which does fully protected NCD?
We aware of RoyalSun Alliance doing protected NCD, but T&C are cumbersome and it looks like amount allowed to claim without loosing NCD are quite low, looks not competitive comparing to unlimited with Hiberbian.
Thanks.