Fixing Rates

D

doris

Registered User
Messages
16
Ive just been reading th epost below, and the advise Ive taken from it is to take an offer of fixed if its below 4%, but if its above 4% to stay variable. Is that right?

Im on 3.25% variable and havebeen offered
3 yrs @ 4.64%
5 yrs @ 5.25
10 yrs @ 6.15

It sucks!!!! what to do oh wise ones???!!!
 
also...AIB seem to be doing the best rates at the moment. Does anyone think its worthwhile changing mortgage lenders??? or is that just chasing my tail....
 
Those rates aren't great alright.

Personally, I'd give a broker a ring. They should be able to give you advice on moving.
 
moving might be difficult if you are in negative equity,which a lot of people now face.
 
KBC have offered me 3.99% fixed for two years....current rate is 3.64%...seems a no brainer not to go with it?

EBS have offered 4.7% for 3 yr minimum on a separate mortgage which is extortion and makes the KBC offer of 2 yr even more attractive!!! only 38€ fee involved
 
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