dubinamerica
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I stand partially corrected. Thanks Sarah W - you learn something new every day!Not quite correct. Some lenders - First Active and ICS spring to mind - allow you to prepay/redeem up to 10% of a fixed rate mortgage without penalty.
You should get such details in writing to avoid making a payment based on partial or incorrect information and ending up facing a penalty. Similarly put your intentions/instructions regarding capital repayments in writing and make sure to clarify the implications before they happen.From what i gathered from Bank Manager:
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and/or (not sure which)
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