Amelie2024
New Member
- Messages
- 5
1) Existing tracker margin. ECB +.75%
2) If you have an additional mortgage on the same property, what is the rate? n/a
3) Amount outstanding on your mortgage : 190. 000
4) Remaining term : 20 years
5) Lender : AIB
6) Value of your home: 550, 000
7) Might you trade up or overpay your mortgage? Capacity to pay a lump sum of 50k
8) Do you face any barriers to switching? E.g., an impaired credit record, a mortgage with a warehoused portion due to a restructuring, reduced income since you took out your mortgage, you are now renting out the property. No
9) What rates are you considering fixing at? 3.85% Green AIB
10) Does your house have a high BER rating which might qualify it for a lower rate?Yes, B2 .
11) How well could you handle a further 2% rise in the ECB rate? We have gone from .75 to 4.75%, hoping that we have reached the end of the hikes but managing comfortably.
2) If you have an additional mortgage on the same property, what is the rate? n/a
3) Amount outstanding on your mortgage : 190. 000
4) Remaining term : 20 years
5) Lender : AIB
6) Value of your home: 550, 000
7) Might you trade up or overpay your mortgage? Capacity to pay a lump sum of 50k
8) Do you face any barriers to switching? E.g., an impaired credit record, a mortgage with a warehoused portion due to a restructuring, reduced income since you took out your mortgage, you are now renting out the property. No
9) What rates are you considering fixing at? 3.85% Green AIB
10) Does your house have a high BER rating which might qualify it for a lower rate?Yes, B2 .
11) How well could you handle a further 2% rise in the ECB rate? We have gone from .75 to 4.75%, hoping that we have reached the end of the hikes but managing comfortably.
