First Mortgage - Rate - 5.95: Good or Bad?

Delphi

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I am in the process of getting my first mortgage.

My broker is getting me the following deal with First Active:

Rate - 5.95 for 5 years fixed - it was lower in June when I originally got loan approval. Is this still good do you think?

Thanks in advance!
 
If you're keen on fixing for five years, ask your broker to show you the other 5-year fixed rates in the market - there's better out there, e.g. AIB at 5.65%, assuming you'd be approved by alternative lenders for the mortgage you require.
 
Checking myself at the moment and halifax and aib seem to be best with 5 year fixed of 5.54%...
 
I am in the process of getting my first mortgage.

My broker is getting me the following deal with First Active:
Sounds more like he's getting himself a good deal, more to the point. Just goes to show you're better off doing it yourself..
 
Maybe it's affordable housing? - some lenders don't deal with those mortgages.
(The current First Active 5 year rate is 6.24% )
 
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